Tag: real-estate
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Understanding Equipment Breakdown Coverage in a Homeowners Insurance Policy
When most homeowners think about insurance, they focus on coverage for natural disasters, theft, and liability. However, one often overlooked but valuable protection is Equipment Breakdown Coverage. This optional add-on to a homeowners insurance policy helps cover costly repairs or replacements of essential home systems and appliances when they fail due to mechanical or electrical…
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Understanding Insurance Scores (IS) and Credit Scores (CS): How They Impact Your Auto Insurance Premiums
When it comes to determining your auto insurance premiums, you may have heard terms like “insurance score” and “credit score” thrown around. But what exactly do these scores mean, and how do they affect the amount you pay for car insurance? Let’s break it down. What is an Insurance Score? An insurance score is a…
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The Importance of Homeowners Insurance for New Home Buyers
Congratulations on your new home! As a new homeowner, you’ve made one of the most significant investments of your life. While homeownership comes with excitement and pride, it also comes with responsibility. One crucial step you can’t afford to overlook is purchasing homeowners insurance. Here’s why homeowners insurance is essential and what types of coverage…
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